Private food prep - legal + insurance?

Discussion in 'General Culinary School Discussions' started by erinweeso, Jul 23, 2019.

  1. erinweeso

    erinweeso

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    I am starting to look into doing food prep for one or two clients in their own homes. I would be shopping for ingredients, prepping/cooking and leaving reheating instructions on the dishes.

    What do I need to do to protect myself from something crazy like a fire or the client getting sick? Is contacting my current insurance company to get personal liability insurance the best bet, or is there a special private chef insurance that would protect me? I don't want to go over the top for such a small, controlled venture, but obviously want some peace of mind.
     
  2. jcakes

    jcakes

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    In this example you would be considered a personal chef; there are groups that can advise you about how to proceed with insurance coverage, etc. Good Luck!
     
  3. Seoul Food

    Seoul Food

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    Professional Chef
    I would think you would have a DBA, LLC or license and your insurance would be based off of that.
     
  4. erinweeso

    erinweeso

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    ok, thank you!