In the process of trying to open a little place here in central Florida. Im looking at the financing piece now, and was wondering if anyones recently done this. I'm long on experience, have some cash, but am struggling wih collateral..and of course when you mention the word "restaurant" to a banker they run screaming for the hills. I'm looking at 7a, and 504 SBA loans. I am going to try for a bank loan, but I highly doubt I will get it. Would like to hear any feedback regarding fianancing or start up tips in general. Has anyone leased equipment for a start up? If so, what do you think of it. Is there an affordable POS system out there? Thanks in advance for any feedback.